One of the most common questions we get from elder law clients who wish
to do medicaid planning is "What is the five year lookback period?"
An applicant for Medicaid long-term care services is required to report
transfers of assets (e.g. gifts or other transfers) by the applicant or
his or her spouse during the five-year period prior to the application.
For example, if a husband is applying for Medicaid long-term care on August
1, 2015, he has to report any transfers made by him and his wife from
and including August 1, 2010 through and including August 1, 2015.
If a transfer is not otherwise exempt, the general rules is that the Department
of Social Services (DSS) in Connecticut will impose a penalty period (which
is effectively a disqualification period) during which time the applicant
will not be eligible for Medicaid long-term care services.
In a future article, we will discuss the penalty period and exceptions
to the rules, but feel free to reach out to us in the meantime if you
would like a consultation with an Elder Law Attorney or a Medicaid Planning
Attorney in Connecticut. You can reach us at (203) 651-5521. If you would
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